Accepting Investments
Invest In Yourself.
Invest With Others
Join the 1,000+ people who've invested in PayLenté.
FREE
$0/ month
Full-featured banking essentials with no strings attached.
- 1.5% Cashback
- $200M in FDIC insurance
- Same-day ACH transfers — $1
- Domestic wire transfers — $6
- Outgoing Fednow/RTP — $1
- Unlimited virtual cards
- International wire transfers — $25
- Foreign transaction fee (card) — 1% (min $0.4)
- USDC on/off ramp — volume based
- USDT on/off ramp — volume based
PARTNER
$30/ month
Scale your business with advanced industry-specific capabilities.
- 2% Cashback
- $200M in FDIC insurance
- Same-day ACH transfers — $0
- Domestic wire transfers — $0
- Outgoing Fednow/RTP — $0
- Unlimited virtual cards
- International wire transfers — $25
- Foreign transaction fee (card) — 1% (min $0.4)
- USDC on/off ramp — volume based
- USDT on/off ramp — volume based
Choose the right fit for your investment
Business Banking | ||
---|---|---|
Up to $200m in FDIC insurance* | ✓ | ✓ |
Slash API | ✓ | ✓ |
Advanced user roles and permissions | ✓ | ✓ |
Virtual accounts | ✓ | ✓ |
USDC on/off-ramp* | 0.5%, volume discounts | 0.5%, volume discounts |
USDT on/off-ramp | 0.6%, volume discounts | 0.6%, volume discounts |
Outgoing same day ACH transfers | $1 | $0 |
Outgoing domestic wire | $6 | $0 |
Outgoing FedNow/RTP | $1 | $0 |
Outgoing international wires | $25 | $25 |
Incoming international wire | ✓ | ✓ |
Instant deposit fee* | 0.2% (max $50)* | 0.2% (max $50)* |
Corporate Card | ||
---|---|---|
Cashback | 1.5% higher custom rates based on volume | 2% higher custom rates based on volume |
Detailed spend insights | ✓ | ✓ |
Card management API | ✓ | ✓ |
Card issuing controls | ✓ | ✓ |
Bulk card creation | ✓ | ✓ |
Card groups | ✓ | ✓ |
Merchant limits | ✓ | ✓ |
Foreign transactions | 1% (min $0.4)* | 1% (min $0.4)* |
Standard physical card | $5 | $5 |
Unlimited virtual cards | $0 | $0 |
Security and Support | ||
---|---|---|
Customer support | Live chat, email. Slack, Telegram, Whatsapp available for select high volume customers | Live chat, email. Slack, Telegram, Whatsapp available for select high volume customers |
Multi-factor authentication | ✓ | ✓ |
Automated fraud monitoring | ✓ | ✓ |
SOC 2 compliance | ✓ | ✓ |
PCI compliance | ✓ | ✓ |
Integrations | ||
---|---|---|
Discord notifications | Live chat, email. Slack, Telegram, Whatsapp available for select high volume customers | Live chat, email. Slack, Telegram, Whatsapp available for select high volume customers |
Plaid bank connections | ✓ | ✓ |
Quickbooks bank feed | ✓ | ✓ |
Xero bank feed | ✓ | ✓ |
Netsuite bank feed | ✓ | ✓ |
Sage bank feed | ✓ | ✓ |
Freshbooks bank feed | ✓ | ✓ |
Wave bank feed | ✓ | ✓ |